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CS Healthcare

CS Healthcare has been dedicated to protecting the health of civil and public servants since 1929, giving us more than 85 years’ experience in health insurance. We have a network of more than 300 carefully selected hospitals and medical provider services to ensure our members receive the highest levels of care. Great service, mutuality, expertise and fair pricing are at the heart of everything we do, which is one of the reasons why we won the Moneywise award for 'Most Trusted Health Insurance Provider' in 2016 and 2017.

While the NHS can provide an excellent service, waiting times to see a consultant and to receive any subsequent medical treatment can be lengthy. At CS Healthcare, we’re committed to ensuring our members and their families have swift and easy access to affordable private healthcare from a wide range of hospitals and specialist healthcare providers across the UK.

We offer a choice of two private medical plans designed to cater for differing needs, lifestyles and budgets.

Regardless of which plan you choose, you will have access to specialist healthcare professionals, giving you peace of mind that you will receive high standards of care in one of our carefully chosen private healthcare facilities.

Whether you’re looking for complete healthcare protection or fundamental benefits of private cover within a limited budget, we’re confident that we have the right plan for you and your family.

Member benefits

As an NAHT member, you’ll receive your first two months of cover FREE with your choice policy, plus an upgrade to £2000 psychiatric cover, exclusively for NAHT members. Simply quote promo code 147 when joining. Or, when taking out a HealthBridge policy, you will receive your first month of cover free, when you quote 847 on joining.**

Key benefits of insurance with CS Healthcare:

  • Flexible cover – a choice of health plans to suit your circumstance, family and budget
  • Fair pricing – you won’t be individually penalised you for making a claim
  • Fast access to treatment
  • 24/7 nurse-lead health advice line with GP call-back service
  • Specialist care – access to more than 300 hospitals across the UK
  • Lifestyle benefits – including discounted holidays, gym memberships, spa breaks and savings on eye care

For further information or to get an instant quote, visit and enter the promo code 147 for your choice or 847 for HealthBridge** or call 0800 917 9088†.

At a glance

The NHS can provide an excellent service and does a fantastic job, however, with heightened demand for NHS services and continuing pressure on the health budget this will mean the NHS is likely to continue to prioritise complex and urgent treatment, such as cardiac and cancer treatment. But what about less urgent conditions like orthopaedic surgery, cataracts, general surgical procedures or diagnostic investigations and tests? Waiting times for these procedures, or to see a consultant, can be lengthy. HealthBridge has been specially designed to allow you quick access to treatment at an affordable price and in a comfortable setting, giving you peace of mind.

HealthBridge is CS Healthcare’s lower-priced healthcare solution designed to bridge the gap between the NHS and private cover. With a wide range of key benefits HealthBridge provides support when you need it. Treatment is subject to an overall financial limit of £15,000 per person per policy year.

Your Choice

CS Healthcare recognises that everyone has different needs and that circumstances change over time. That’s why with Your Choice health insurance they offer a range of cover options so that you can create your own package of health protection. You build your own health plan depending on how much cover you feel you require and how much you want to spend.

Starting with essential cover, the only part of your choice which is compulsory, which includes cover for in-patient/day patient treatment, including specialised scans and necessary aftercare, you can select further options to extend your plan to include diagnostic consultations, a range of therapy and recovery care, heart and cancer treatment and also cash benefits for dental, optical and health screening.

As well as the flexibility to pick and choose the cover that meets the needs of you and your family, there are also many ways in which you can further reduce your premium. CS Healthcare offer a range of voluntary excess options designed to reduce premiums by up to 60 per cent or you can choose one of our co-payment options^^, where you agree to pay a proportion of each claim, but only up to a set limit.

Example premiums

Policy type





HealthBridge (for a member living in the South West, Midlands or Wales) £250 co-payment applies**





your choice with Essential and Expert Diagnostics 500 and £100 excess (not postcode dependant)






Terms and conditions

**This offer is only available to UK based NAHT members and cannot be used in conjunction with any other offer and may be amended or withdrawn by CS Healthcare at any time. This offer is not available to policies arranged via a Broker and is not available to existing members of CS Healthcare including those who cancel and re-join.

†Lines are open Mon-Fri 9am – 5pm. Calls to CS Healthcare will be recorded and may be monitored for training, quality assurance purposes and/or prevention and detection of crime ± These premiums are valid from 1 June 2018and are based on Essential cover, with Expert Diagnostics 500, Partnership hospitals and £100 excess. Those switching from a previous insurer will be subject to a 20% increased premium.

All rates are inclusive of Insurance Premium Tax (IPT) at the current rate in force. Any changes in IPT will change your contribution rate.

^^Co-payment is a way of sharing the cost to keep premiums down - you pay 15 per cent of the cost of your treatments, and CS Healthcare pay 85% ,up to a ceiling of £250 per person policy year for HealthBridge, or either £1,000 or £3,000 per person per policy year for your choice.

Civil Service Healthcare Society Limited incorporated in England and Wales. Registered office: Princess House, Horace Road, Kingston upon Thames, KT1 2SL, Surrey. Civil Service Healthcare is a registered Friendly Society authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority - registration number 205346. CS Healthcare products are covered by the Financial Services Compensation Scheme.