Our series of pension fact sheets will help you to understand the options for your pension pot. These fact sheets are available to NAHT members only.

Annual allowance and tax advice

NAHT is unable to provide any tax guidance to members – as a trade union, this is something which falls outside of our remit. The annual allowance is an extremely complex area that can involve large sums of money. It is a heavily regulated area, so only firms that are regulated by the Financial Conduct Authority can assist. You can read more about the annual allowance and tax advice in our overview for members of the Teachers' Pension Scheme.

You may already have a trusted financial advisor who can help or have a recommendation from a family member. Alternatively, if you don’t have a financial advisor or have a personal recommendation, you may find the information available via this link useful: moneyhelper.org.uk/en/getting-help-and-advice/financial-advisers/choosing-a-financial-adviser.

Our pension fact sheets

• Pension fact sheet one: The Local Government Pension Scheme
• Pension fact sheet two: Demystifying membership of the Teachers’ Pension Scheme and the Transitional Protection Remedy
• Pension fact sheet three: When benefits are payable and how they are calculated
• Pension fact sheet four: Age retirement
• Pension fact sheet five: Preparing for retirement
• Pension fact sheet six: Early retirement
• Pension fact sheet seven: Ill-health retirement
• Pension fact sheet eight: Phased retirement
• Pension fact sheet nine: Re-employment following collection of teachers’ pension