On 6 April 2028, the Normal Minimum Pension Age (NMPA) will increase from 55 to 57. This is will impact the age at which most pension savers can take their pension benefits without incurring tax charges. This change has been made by the Finance Act and applies to all schemes, not just the Teachers’ Pension Scheme.

Who is affected?

This change will not impact any final salary service, or the career average service of members who joined the Teachers’ Pension Scheme before 4 November 2021, when the change was first announced. If you joined the Scheme after 4 November 2021, your NMPA will increase.

There remain some policy considerations to work through, such as the transition arrangements for members aged between 55 and 57 on 6 April 2028, and to determine where there could be any cohort of mixed-service members who could have different NMPAs. The Department for Education is committed to giving an update as soon as possible. NAHT will provide further updates on this as soon as further information becomes available.