These are uncertain times. As the UK’s Brexit talks reach the final stages, and with the autumn budget just around the corner, it’s really important to keep nurturing your long-term plans – especially if you haven’t embarked on a financial review for some time.
NAHT is proud to partner with Skipton Building Society, who for more than 12 years has helped our members make meaningful long-term plans. Skipton has financial advisors available across the UK and can offer recommendations tailored to your circumstances.
Interest rates remain at low levels
Even though the Bank of England base rate has started to rise, interest rates on savings accounts are struggling to keep pace with the rising cost of living.
Your Skipton financial advisor can talk to you about stock market–linked investments and review whether your savings could be working harder towards your future goals.
As you would expect, investing your money comes with risk. The value of your investments can go down as well as up and you may get back less than you originally invest.
Waiting for Brexit to be concluded might cause you to miss out
Times are always changing and there are almost always economic factors influencing markets.
When it comes to your own personal goals and financial expectations, building a balanced investment strategy could make a positive difference to your future.
The budget could herald pension and tax changes
A happy and contented retirement will take a lot of planning – you’ll need a strategy to help your money last for many years.
Your advisor can review your circumstances and retirement aspirations, to provide personalised recommendations that account for any change of rules.
No pressure to act on Skipton’s advice
For peace of mind, you should know Skipton will go at your pace and you are under no-obligation to accept their recommendations. Your advisor will provide clear explanations and all the facts, so you can make informed decisions.
NAHT Personal Financial Services offer a free initial consultation over the phone, to see if you could benefit from financial advice.
Call today on 0800 012 1248* quoting NAHTNews or visit www.skipton-naht.co.uk to request a call back.
*To help maintain service and quality, some calls may be recorded and monitored. Calls are free from a BT landline, costs from other networks and mobiles may vary. NAHT Personal Financial Services is a trading name of Skipton Building Society, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706. Should you act on advice from Skipton Building Society, NAHT will receive a fee for the introduction.
First published 18 October 2018